Some longer reflections after four months in New Zealand

Here are a few more remarkable things about life in Auckland, longer-format this time, with some links for good measure:

This is NOT a litigious society. It doesn’t need to be, because the Accident Compensation Corporation (ACC) “provides comprehensive, no-fault personal injury cover for all New Zealand residents and visitors to New Zealand.” It’s funded by levies collected from motor vehicle operators (through licensing fees and petrol sales), wage earners (via income tax), and the government (via general taxes). Thanks to the ACC, your medical costs and even most of your lost wages (the latter only if you work in New Zealand) due to accidents are covered, even if an injury happens while you’re at work or playing a dangerous sport or on the premises of a business. How this actually feels different on the ground is that we regularly encounter all sorts of things that you simply would not find in the US, like massive public play structures that kids could actually fall off of, cliffs at lookouts without fences to prevent falls, people walking around everywhere (inside and outside) with bare feet, absurd pits of unmitigated mud at music festivals (I’m still somewhat traumatized by last weekend’s Splore experience), uneven stairways without hand rails, and the like. So much lost revenue opportunity for the poor insurance companies, ambulance-chasing attorneys, and safety device manufacturers, to name but a few! But it sure seems a lot more efficient to handle things this way.  Continue reading

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